Cheapest States & Cities for Auto Insurance Rates

The average insurance rate in the United States is of $1,998.23. Here are the top cheapest states to be insured in, together with some cities with the best auto insurance rates.

Illinois

The average insurance policy in Illinois is $1,100. Here are some cheap cities to be insured in: Aurora - $1,178, Elgin - $1,203, Peoria - $994, Waukegan - $1,119, Chicago - $1,290, Joliet - $1,132, Rockford - $1,008, Naperville - $1,144, Springfield - $1,017.

Nebraska

The average Nebraska resident pays $1,072 per year for car insurance. Some cities worth mentioning are: Fremont - $1,335, Kearney - $1,047, Omaha - $1,440, Grand Island - $1,183, Lincoln - $1,192, Hastings - $1,302, North Platte - $1,104.

Indiana

The average insurance cost in Indiana is of $1,063 per year, and some noteworthy cheap cities to be insured in are Anderson - $1,386, Fort Wayne - $1,347, Indianapolis - $1,331, South Bend - $1,259, Bloomington - $1,089, Terre Haute - $1,300, Evansville - $1,282, Muncie - $1,113.

Ohio

The median quote in Ohio is of $1,048. Here are some cities with fairly low insurance costs: Akron - $1,175, Cleveland - $1,264, Lorain - $1,136, Youngstown - $1,249, Canton - $1,178, Columbus - $1,307, Parma - $1,198, Cincinnati - $1,221, Dayton - $1,172, Toledo - $1,233.

Kansas

The average insurance policy in Kansas costs $1,002. Prices vary from one region to another, and here are some of the cheapest cities to be insured in: Manhattan - $1,068, Salina - $1,166, Kansas City - $1,266, Lawrence - $1,223, Topeka - $1,140, Overland - $1,088.

Maine

Maine motorists spend an average of $938 per year on car insurance. Coverage is cheaper in these cities: Auburn - $996, Biddleford - $1,071, Portland - $1,048, South Portland - $911, Augusta - $1,036, Brunswick - $927, Saco - $887, Waterville - $1,121, Bangor - $1,173, Lewiston - $1,209, Westbrook - $1,096.

Vermont

Vermont residents pay around $912 per year to have their vehicles insured. Some of the most affordable cities to be insured in are Bennington - $992, Essex Junction - $1,025, Saint Albans - $940, Brattleboro - $901, Montpelier - $1,013, South Burlington - $919 and Burlington - $958.

South Carolina

Insurance costs an average of $844 in South Carolina. Some of the most prominent cities are Charleston - $826, Greenville - $932, North Charleston - $1,034, Columbia - $855, Hilton Head Island - $999, Rock Hill - $1,041, Florence - $1,004, Mount Pleasant - $1,099 and Spartanburg - $1,014.